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6 Best Mint Alternatives for 2023: Mint Budget Alternatives

6 Best Mint Alternatives - Mint Budget Alternatives

Regardless, Mint is an amazing free personal finance software but if you’re looking for its alternative due to any reason, you’re at the right place. Mint is a juggernaut that has been around since 2006 in the personal finance and budgeting world. It’s one of the industry leaders. But for some individuals, it’s not the right tool to handle their finances.

You may want a tool to focus more on investment than daily budgeting. Or you may not like linking your bank account directly to Mint. Whatever reasons you have, there are plenty of similar personal finance software available for you to consider. It’s recommended to manage your finances in one place especially when you’re earning well. As it’s not always possible to invest or spend cautiously. For the same, many free and paid tools are available. This article consists of the 6 best free mint alternatives. We have covered free as well as paid tools. If you’re interested in knowing the alternatives, keep on reading!

What is wrong with Mint?

Though Mint is an intuitive budgeting software and completely free to use, many people aren’t satisfied with it. Following are the key points where Mint lacks:

6 Best Mint Alternatives

No doubt Mint was a strong personal finance software but now its competitors have caught up. It’s high time to try better software. Let’s see the best mint alternatives available in the market that give tough competition to Mint.

1. YNAB

You need a Budget, popularly known as YNAB is one of the best Mint alternatives. YNAB projects your budget beforehand which means it helps you to plan your spending amount. If you’re someone looking for zero-based budgeting, this is the best option for you.

It’s not only an easy money tracker but it also connects you with an accountability partner. This allows you to have a look at the progress of your goal in the application.

Features

Pricing

YNAB offers a 34 days free trial with no credit card needed. YNAB price is $84 annually (which comes to $7 per month).

A 100% money-back guarantee is also provided by YNAB. You can get your money back if you think you’ve no use of YNAB further.

Check it here.

2. Personal Capital

Like Mint, Personal Capital is a web-based application. It works beautifully and focuses on your investment and retirement instead of just telling where you’ve spent your finances.

Additionally, it tracks and manages all your money with proper investment and budgeting services. Best of all, it is completely FREE. Isn’t that cool?

Features

Pricing

It’s free for Financial Management, however, it has few plans for its Wealth Management services:-

Check it here.

3. PocketSmith

Next on our list is PocketSmith. It has the feature to keep an eye on all of your accounts in one place. Besides, it allows users to plan ahead of time with the help of a projected daily balance. It has the option to run income and expense statements anytime. Not to mention it provides the option to track your net worth too.

The best part of PocketSmith is its ability to forecast precisely. PocketSmith is pricer than others but offers some substantial features. For instance user invitation, cash flow statements, flexibility, etc.

Features

Pricing

It has one basic free plan and two paid plans. PocketSmith paid plans include:

Check it here.

4. CountAbout

CountAbout entered the market in 2012 to simplify the lives of Quicken users. It can import data from both Mint and Quicken. If you’re a data junkie this transition is very helpful for you. Contrary to Mint, this isn’t a free tool but comes with affordable annual packages.

CountAbout’s tracking system is far better than Mint. Thus, making it a potential alternative.

Features

Pricing

It has two different pricing models:

It also provides two add-ons:

CountAbout also has a 100% money guarantee.

Check it here.

5. Quicken

Another strong competitor of Mint is Quicken. It helps you to track everything concerning your spending from food, rent, entertainment to commuting and much more. It also has a feature to check monthly trends of your spending.

Quicken is one of the best personal finance software for Windows 10 but sadly it doesn’t work as well in Mac as it does in Windows. It is value for money as it offers in-depth tools for managing and taking control of financial transactions.

Features

Pricing

For Mac Quicken offers three different plans:

For Windows Quicken offers four different plans:

Check it here.

6. EveryDollar

EveryDollar is another free mint alternative available for budget management and to remove finance stress. It is one of the best substitutes of Mint as it easily syncs with your bank accounts. You can keep a check on your financial goals by joining them with your budget. It helps you to create a monthly budget and achieve your aim every month.

The app is also available for Android and iOS devices. If you’re a newbie with personal finance management this is the app for you. Or if you want monthly budgeting then this is for you.

Features

Pricing

For the basic version, EveryDollar is completely free to use. However, it has another pricing plan with the name ‘EveryDollar Plus’ that is billed yearly with an amount of $129.99.

Check it here.

Takeaway

It’s true if you find the software that suits your personality and needs, chances are more that you’ll use it consistently. Additionally, the more you pay heed to your money, the better it’ll be.

With that said, we come to the end of this article. All the alternatives shared here are good in their ways. You can pick one that meets your requirements. However, we’d recommend you to try the free Mint alternatives first that we shared above. And if that didn’t meet your expectation move on with a paid one.

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