Managing finances is crucial things each person need to do because of stay ahead of the financial curve these days. So When you are using online financial tools, you may minimise risk and costs through informed, higher quality decision-making for your plan. There are some useful and excellent free online tools that help you to manage finances efficiently.
Here, we are going to cover free online money management tools to help you organise and manage finances, credit scores, and financial documents.
These days many companies deal global level client, Currency Converter tool is necessary for your business. XE is an easy-to-use tool that will show you the current conversion rate. You can enter the amount, the currency you’re converting from, and the currency you’re converting to and it will show you an up-to-date calculation.
2. Bank websites
Banks provide spending analysis and budget tools, retirement calculators and debt payment tools which help you manage your money. Examining the online finance tools your bank websites might turn up some so you can use to your advantage.
3. Credit Cards
Credit cards of the finance companies websites offer free tools and calculators which can show you where your money is spending each month. You would take many benefits when using these free tools come with your card.
Mint.com is a free budget tracker that lets you quickly and easily see where your money is going. Mint is the best personal finance software that syncs to credit card and investment accounts, bank accounts, pulling data on the part of the user. It provides free credit score information. What is mint.com good for or You need to know more read mint.com review from here. Mint mobile apps make it easy to check your financial situation anytime, anywhere.
5. You Need a Budget (YNAB)
YNAB is a budgeting software available for desktop and mobile users. YNAB is one of the best Mint.com alternatives. With this budgeter, you can easily plan out resource usage, and track spending you made across different categories. Free trial available for 34 days so you may try out before go paid one.
PriceBlink is a browser add-on useful for the online shoppers. You ca find lower prices and coupons code when you are purchase online. It always monitors prices around the Web so it can save your money and direct you to the retailer with the best price. PriceBlink extension is available for Google Chrome, Firefox, and Safari extension.
FreshBooks first options for online invoicing for small business, but it provides much more than just this. You will be invoicing clients, tracking time, capturing expenses in minutes. It offers a limited free version no credit card required, and you can cancel anytime. iPhone and Android apps were also available.
If you are out shopping online, it is always obvious because will get the lowest price possible on an item. You can quickly see items and see with PriceGrabber mobile app if any product available for the lower price elsewhere. You can set up price alerts on items you have your eye on.
Xero is a full accrual accounting solution designed for small businesses. Handling bank reconciliations, create and manage invoices, manage contacts, track expenses, record personal expense claims, view reports, and more services are offer. With Xero, getting a real-time view of your cashflow.
QuickBooks is an accounting option for small businesses. You can track income and expenses, create and manage invoices, and handle the general business accounting needs. It offers a free plan you manage up to 20 clients, but the availability of functions are limited, including time tracking.
RetailMeNot is the most popular coupon app stores for all the discounts contained in Sunday circulars, retailer websites and other sources. It helps your money saving.
12. Key Ring
Key Ring app will help you checking out at your favourite stores only to discover you left your loyalty card at home. The app stores your loyalty cards so you can simply use your smartphone to nab the discounts.
13. Expense Tracking
With an expense report tool such as Expensify or Xpenditure, employees can scan receipts or add cash expenses from their mobile devices and upload them; then you can easily import the information for approval, rebilling, expense accounting, and reimbursement.
14. GUSTO Payroll
With Payroll Management System that helps you streamline the payroll process and eliminate costly inefficiencies from filing all local, state, and federal payroll taxes to sending employee paystubs. SurePayroll is anther Payroll management services for small business.
15. Cash Flow Analysis
Cash flow-specific tracking tool such as Float, or a simple spreadsheet, accurately measuring your cash flow on a regular basis is crucial to keeping your business prepared for any financial eventuality.
PocketSmith is another personal finance software come with cash flow that helps keep track of upcoming bills. This calendar-based financial tool lets you set financial goals for the future forecasts.
17. Zoho Invoice
Zoho Invoice will allow you to create, send and track invoices, deal with foreign currencies in quotes and invoices, use their invoice templates, and run reports on your activity.
If you are looking for help paying down debt, ReadyForZero is a great financial tool. You can get help putting together a plan to pay down your debt, since ReadyForZero pulls information from your credit/debit accounts. You can track your progress along the way, which allows you to see what you are accomplishing – and also motivates you to keep going. For a small fee, ReadyForZero provides a tool to help you manage debt payments.
Quicken is one of the best financial tools out there, especially for Windows. One of the great things about Quicken is that it makes it easy to reconcile your accounts regularly by automating the integration of your financial data.
This app tracks your bills and alerts you if there are any suspicious charges, including duplicate charges or charges from companies that have been flagged by other users. You can dispute charges directly through the app, which also alerts you if you are at risk from a retailer’s data breach.